Fidelity and Fiduciary Insurance

A fidelity bond provides coverage for dishonest and/or fraudulent acts of employees that could arise in the course of handling money or securities of others. A fidelity bond may also be referred to as an employee dishonesty bond. One variation of the fidelity bond is the ERISA fidelity bond, which provides coverage for dishonest and/or fraudulent acts of trustees.

 

Fiduciary liability insurance (also referred to as ERISA liability insurance) provides coverage for breaches of fiduciary duty by ERISA plan fiduciaries. Unlike the fidelity bond, fiduciary liability insurance offers plan fiduciaries protection of personal assets.

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