Serving Oakland Companies with Business / Commercial 
                  Insurance and Employee Benefits

    Business / Commercial Insurance

Bozzuto Insurance has been offering business and commercial insurance to many types of businesses in Oakland for many years now.

Bozzuto - Business / Commercial Insurance, Employee Benefits

Being in the business for over thirty years, we have become business insurance and employee benefits specialists, offering a full range of solutions for Oakland businesses. We help in selecting the right solutions for your business situation. Below are some of our business insurance areas of expertise, a summary definition of each coverage is provided.

General Liability Insurance 
Liability insurance protects the assets of a business when it is sued for 
something it is liable for by causing an injury or property damage. For many
businesses, this is one of the largest exposures. 

Worker's Compensation   
A California State mandated form of insurance covering Oakland workers injured in job-related accidents.

Employee Benefits including Health Insurance
Employee Benefits  often consist of Health, Dental, Vision Insurance; Worker's 
Compensation; State Disability; Social Security; Unemployment; Sick Leave and 
Vacation..... more ...

Property and Equipment Insurance     
Property insurance covers items like your buildings, leasehold improvements, signage, equipment and personal property.

Employment Practices Liability Insurance 
EPLI covers businesses against lawsuits by workers for sexual harassment, discrimination, wrongful termination, breach of employment and other employee legal right infractions.

Fidelity and Fiduciary Insurance     
A fidelity bond provides coverage for dishonest and/or fraudulent acts of employees that could arise in the course of handling money or securities of others. Fiduciary liability insurance (also referred to as ERISA liability insurance) provides coverage for breaches of fiduciary duty by ERISA plan fiduciaries.

Umbrella / Excess Liability Insurance     
Umbrella, or excess liability insurance, provides additional liability coverage
above general liability limits for specific risks once a policy's coverage limit has been used up. It can provide additional liability for certain risks that would not be covered by the primary insurance policy.

Professional Liability Insurance     
Provides coverage in risk areas like - employment practices liability, errors & omissions, Directors & Officers liability, crime / financial fidelity, fiduciary liability and Internet liability.

Directors and Officers Liability Insurance 
Directors and Officers Liability Insurance is insurance payable to the directors and officers of a company, or to the corporation itself, to cover damages or defense costs in the event they are sued for wrongful acts while they are (were) with that company.

Pollution Coverage
There are various forms of environmental insurance from cleaning up a site or future pollution liability of a site  (Pollution Legal Liability) to construction projects which cover environmental conditions that occur during and as a result of the construction project work (Contractor Pollution Legal Liability Coverage) .

Business Continuation Insurance     
Business continuation insurance covers the life or lives of employees whose 
demise would have a substantial financial impact on the surviving organization’s ability to function and prosper in its future.

Commercial Auto Insurance     
This insurance covers your business autos, or employees while they use their personal autos on company business.

Commercial Earthquake Insurance     
Most Oakland commercial property policies exclude coverage for earthquake damage.

Commercial Surety
A License / Permit bond that guarantees a company or individual will operate in
accordance with governmental statues, regulations and ordinances. 
     
Construction Surety     
Performance bonds assures that the contract will be performed according to its 
terms and specifications.      
Payment bonds assures that a contractor will make prompt and full payment for 
labor and material consumed on a project.
Maintenance bonds assures a project will remain free of defects in workmanship 
or materials for a specific period of time.

WRAP / OCIP / CCIP or "WRAP-up" Coverage     
WRAP / OCIP / CCIP insurance is specific to a named project or projects. It covers all trades under one policy. The policy may include general liability insurance, workers'  compensation insurance, umbrella liability insurance, payment and performance bonds, and builders' risk insurance.

Over thirty years experience providing business insurance plans at very competitive and attractive rates. 
    Give us a call and let us help you....  

Bozzuto Insurance Services - Business Insurance / Commercial Insurance

Bozzuto Insurance Services
Corporate Office
1 Almaden Blvd, Suite 810
Downtown San Jose, CA 95113

Address - Bozzuto & Associates Inc, 1 Almaden Blvd, Suite 810, San Jose, CA 95113
  Los Angeles Office :
  515 S. Flower St.
  36th Floor
  Los Angeles, CA 90071
San Diego Office :
402 West Broadway
Suite #400
San Diego, CA 92101
Los Angeles Office - 515 S. Flower St., 36th Floor
San Diego Office - 402 West Broadway, Suite 400
info@dbinsurance.com 
        800-989-8712
         408-947-3000
Free Phone Quote - call 800-989-8712

Members or Officer of the following Oragnizations : 

City of Oakland
Serving Oakland - Business / Commercial Insurance, Employee Benefits
Business Insurance for Oakland Businesses
Jack London Square - Plaza
Free Phone Quote - call 800-989-8712
Bozzuto Insurance Services - offering business / commercial insurance and employee benefits for Oakland businesses - construction, high tech, solar / alternative energy, child care business, employee benefits, professional liability, employment practices liability insurance and more.....
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