Employment Practices Liability Insurance
EPLI covers businesses against lawsuits by workers for sexual harassment, discrimination, wrongful termination, breach of employment and other employee legal right infractions.
Fidelity and Fiduciary Insurance
A fidelity bond provides coverage for dishonest and/or fraudulent acts of employees that could arise in the course of handling money or securities of others. Fiduciary liability insurance (also referred to as ERISA liability insurance) provides coverage for breaches of fiduciary duty by ERISA plan fiduciaries.
Umbrella / Excess Liability Insurance
Umbrella, or excess liability insurance, provides additional liability coverage
above general liability limits for specific risks once a policy's coverage limit has been used up. It can provide additional liability for certain risks that would not be covered by the primary insurance policy.
Professional Liability Insurance
Provides coverage in risk areas like - employment practices liability, errors & omissions, Directors & Officers liability, crime / financial fidelity, fiduciary liability and Internet liability.
Directors and Officers Liability Insurance
Directors and Officers Liability Insurance is insurance payable to the directors and officers of a company, or to the corporation itself, to cover damages or defense costs in the event they are sued for wrongful acts while they are (were) with that company.
Pollution Coverage
There are various forms of environmental insurance from cleaning up a site or future pollution liability of a site (Pollution Legal Liability) to construction projects which cover environmental conditions that occur during and as a result of the construction project work (Contractor Pollution Legal Liability Coverage) .
Business Continuation Insurance
Business continuation insurance covers the life or lives of employees whose
demise would have a substantial financial impact on the surviving organization’s ability to function and prosper in its future.
Commercial Auto Insurance
This insurance covers your business autos, or employees while they use their personal autos on company business.
Commercial Earthquake Insurance
Most Oakland commercial property policies exclude coverage for earthquake damage.