General Liability Insurance
Liability insurance protects the assets of a business when it is sued for something it is liable for by causing an injury or property damage. For many businesses, this is one of the largest exposures.
Professional Liability Insurance
Provides coverage in risk areas like - employment practices
liability, errors & omissions, Directors & Officers liability, crime / financial fidelity, fiduciary liability and Internet liability.
Umbrella / Excess Liability Insurance
Umbrella, or excess liability insurance, provides additional liability coverage above general liability limits for specific risks once a policy's coverage limit has been used up. It can provide additional liability for certain risks that would not be covered by the primary insurance policy.
Worker's Compensation
A California State mandated form of insurance covering Los Angeles workers injured in job-related accidents.
Property and Equipment Insurance
Property insurance covers items like your buildings, leasehold improvements, signage, equipment and personal property.
Directors and Officers Liability Insurance
Directors and Officers Liability Insurance is insurance payable to the directors and officers of a company, or to the corporation itself, to cover damages or defense costs in the event they are sued for wrongful acts while they are (were) with that company.
Commercial Earthquake Insurance
Most Los Angeles commercial property policies exclude coverage for earthquake damage.
Employee Benefits including Health
Insurance
Employee Benefits
often consist of Health, Dental, Vision Insurance; Worker's Compensation; State Disability; Social Security; Unemployment; Sick Leave and
Vacation.....
more
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Commercial Auto Insurance
This insurance covers your business autos, or employees while they use their personal autos on company business.
Fidelity and Fiduciary Insurance
A fidelity bond provides coverage for dishonest and/or fraudulent acts of employees that could arise in the course of handling money or securities of others. Fiduciary liability insurance (also referred to as ERISA liability insurance) provides coverage for breaches of fiduciary duty by ERISA plan fiduciaries.
Employment Practices Liability
Insurance
EPLI covers businesses against lawsuits by workers for sexual harassment, discrimination, wrongful termination, breach of employment and other employee legal right infractions.
Business Continuation Insurance
Business continuation insurance covers the life or lives of employees whose demise would have a substantial financial impact on the surviving organization’s ability to function and prosper in its future.
Pollution Coverage
There are various forms of environmental insurance from cleaning up a site or future pollution liability of a site (Pollution Legal Liability) to construction projects which cover environmental conditions that occur during and as a result of the construction project work (Contractor Pollution Legal Liability Coverage) .