EPLI - Employment Practices Liability Insurance

    Business / Commercial Insurance

What is employment practices liability
insurance (EPLI) ?

This insurance is important if you have
employees.

This EPLI coverage was created in response
to major legal changes in the 1990's regarding 
the Civil Rights Act of 1991, Americans with
Disabilities Act, and the Family Medical Leave Act, all of which provided 
employees significantly more rights when dealing with their employers. This insurance is targeted to cover businesses against lawsuits by workers for sexual harassment, discrimination, wrongful termination, breach of employment and other employee legal right infractions.

No company is immune and the concern is that the number of lawsuits filed by employees against their employer is increasing.

                                                                    In general, EPLI can provide protection
                                                                    against the following types of claims :

                                                                    ■  sexual harassment
                                                                    ■  breach of employment contract
                                                                    ■  unfair demotion
                                                                    ■  wrongful termination
                                                                    ■  retaliation
                                                                    ■  discrimination
                                                                    ■  negligent evaluation
                                                                    ■  wrongful discipline
                                                                    ■  failure to promote
                                                                    ■  wrongful infliction of emotional distress
                                                                    ■  wrongful management employee benefits
                                                                    ■  and more........

By examining data on recent damages awarded to employees within your 
industry segment, you will be able to determine your exposure to potential claims
of a similar nature and their financial impact if awarded.

Protect your business - 1.) sign up for the proper EPLI insurance coverage AND
2.) educate your managers and employees about "employee legal rights". You
should post corporate policies regarding these rights throughout the workplace,
as well as, educate your managers on what behaviors are not permissible.

Worker's Compensation

Wrap / OCIP / CCIP coverage

Umbrella / Excess Liability

Property and Equipment

Commercial Auto

Professional Liability

Directors and Officers Liability

Commercial Earthquake

Fidelity and Fiduciary

Pollution Coverage

Business Continuation

Employee Benefits including Group Health

Construction Surety

Commercial Surety

Risk Management

Claims Management

Bozzuto Insurance Services offers competitive employment practices liability insurance ( EPLI ). Give us a call for a free evaluation.

Bozzuto Insurance Services
Corporate Office
1 Almaden Blvd, Suite 810
Downtown San Jose, CA 95113