"EPLI - employment practices liability insurance"
Business and Commercial Insurance
What is employment practices liability
insurance (EPLI) ?
This insurance is important if you have
employees.
This EPLI coverage was created in response
to major legal changes in the 1990's regarding
the Civil Rights Act of 1991, Americans with
Disabilities Act, and the Family Medical Leave Act, all of which provided
employees significantly more rights when dealing with their employers. This insurance is targeted to cover businesses against lawsuits by workers for sexual harassment, discrimination, wrongful termination, breach of employment and other employee legal right infractions.
No company is immune and the concern is that the number of lawsuits filed by employees against their employer is increasing.
In general, EPLI can provide protection
against the following types of claims :
■ sexual harassment
■ breach of employment contract
■ unfair demotion
■ wrongful termination
■ retaliation
■ discrimination
■ negligent evaluation
■ wrongful discipline
■ failure to promote
■ wrongful infliction of emotional distress
■ wrongful management employee benefits
■ and more........
By examining data on recent damages awarded to employees within your
industry segment, you will be able to determine your exposure to potential claims
of a similar nature and their financial impact if awarded.
Protect your business - 1.) sign up for the proper EPLI insurance coverage AND
2.) educate your managers and employees about "employee legal rights". You
should post corporate policies regarding these rights throughout the workplace,
as well as, educate your managers on what behaviors are not permissible.
this quarter's featured insurance coverage :
Bozzuto Insurance Services
1 Almaden Blvd, Suite 810
Downtown San Jose, CA 95113
San Diego Office :
8775 Costa Verde Blvd
San Diego, CA 92122
info@dbinsurance.com
800-989-8712
408-947-3000
